One Day Later

One Day Later Meme
Restore To A Later Day

I had a positive Covid-19 test, and then I didn't. Confused? I was, too, and in many ways, still am. But before I clear it up for you, let me share a little something about myself by way of background.

1 Later is the comparative of late. 2 adv You use later to refer to a time or situation that is after the one that you have been talking about or after the present one. He resigned ten years later., I'll join you later., Burke later admitted he had lied. A lettuce salad already dressed with salad dressing will most likely become soggy and undesirable by the next day. Whereas a dressed cabbage salad (cole slaw) will stay crisp for several days. Whereas a dressed cabbage salad (cole slaw) will stay crisp for several days.

I am a health writer, hypochondriac, and career germophobe. It turns out this is not the ideal combination during a pandemic. I have been writing about Covid-19 for months and stressing about it for even longer.

I've covered pretty much every aspect of this novel coronavirus from the 11 signs you have already had Covid-19 and coronavirus quarantine constipation (it's a thing) to depression during coronavirus quarantine and potential treatments such as convalescent plasma therapy and dexamethasone—the inexpensive drug that helps save the sickest people with Covid-19.

I've also interviewed doctors about what it's like to be on the frontlines during coronavirus. Through my reporting, I have learned that reliable, accessible, affordable, and quick coronavirus testing is key to slowing its spread and reopening society.

What it's like to take a rapid antigen Covid-19 test

I live in New York City, and when we were considered the epicenter of the pandemic, Covid-19 tests were hard to come by—reserved only for those who met certain criteria. And the results took forever. In recent months, however, tests—including so-called rapid point-of-care tests—have become more widely available.

I decided to get a Covid-19 test largely to better understand the process, as a first-person experience often adds a new dimension to my writing. I had no symptoms of Covid-19, which is not uncommon (many people are asymptomatic). I was not exposed to anyone with the virus as far as I knew.

I have been wearing a face covering since before the Centers for Disease Control and Prevention (CDC) first told us to do so, and I hopped on the social distancing bandwagon before most. (Confession: I turned 50 during the quarantine and may have been slightly less vigilant on my big day when friends surprised me with flowers, wine, and gifts.)

A family doctor told me about the rapid antigen test while we were discussing another matter. 'Results take 15 minutes and it's incredibly reliable. I did my research,' he told me. The price tag was hefty ($275), but this was more about my sanity than my finances so I scheduled an appointment for the following day. (Here are the 8 medical appointments to make during coronavirus.)

I could have (and perhaps should have) gone to a free testing center, but I had friends who were exposed who waited two weeks for results. I don't have the mental fortitude for that.

What are point-of-care Covid-19 tests?

These point-of-care tests detect fragments of proteins (antigens) on or within the virus from samples collected from your nasal cavity. It's quick, easy, and completely non-invasive. I didn't feel a thing. The samples do not get sent off to a lab. Instead, your doctor applies a reagent to the sample and places it in a small machine to see if it reacts. A reagent is a compound that is added to see if it causes a chemical reaction. If it does, the machine will generate a positive—as in you have Covid-19—sign. This is similar to the way that the rapid flu or strep throat tests work.

The US Food and Drug Administration (FDA) has approved a few point-of-care tests under the emergency use authorization (EUA), which falls short of a full-on greenlight. The EUA aims to get things moving quickly due to the nature of this pandemic. As a result, things aren't tested to the same degree of rigor. (The FDA has also authorized several at-home specimen collection kits for laboratory-based molecular testing.) The FDA recently reported that one point-of-care test may return false-negative results.

I made small talk with the doctor while waiting for my results. Fifteen minutes later, I glanced over and saw a positive sign. Shock is an understatement. My mind raced. Maybe I don't feel fine. Maybe my stomach was upset from Covid-19 as opposed to a black bean burger and gigantic kale salad I had for lunch. The doctor seemed as thrown off as I did and quickly ushered me out the door. I was given no real information about what to do next except that I needed to get a more precise test to confirm these findings. (Also, here's what you need to know about at-home Covid-19 tests.)

Undergoing a nasal swab Covid-19 test

Once I was able to form complete-ish sentences again, I had the same doctor test my husband and two sons. If they were positive, it would mean that we could quarantine together as opposed to me being locked in my room while I await results from the 'more precise' test. (Someone at home has coronavirus? Here's how you can manage a Covid-19 hot zone in your home.) All three tested negative. (The bill for this fact-finding mission was just shy of $2,000.)

As a health reporter, I have more contacts than most and I called Len Horovitz, MD, a pulmonary specialist at Lenox Hill Hospital in New York City. He has been on the front lines of the pandemic and is a straight shooter. He told me that he is not a believer in point-of-care testing yet, that false-positives are highly common and to just breathe.

I visited his office the following day and underwent a nasal swab test that detects the genetic information of the virus or RNA. This test is referred to as the genetic, RNA or PCR test. It is considered the 'gold standard' for diagnosing Covid-19 today. The nasal swab goes much deeper than it did during my first test. It actually felt like he tickled my brain.

What it's like to be in isolation at home

For two days, I stayed in my room in our apartment, waiting. My husband slept on the couch, my kids communicated with me by texts only and I ate all meals at my desk. These two days were long, and the nights were longer. Could I be asymptomatic (no symptoms ever)? Or is that fullness in my ears a sign of something brewing? Maybe I was pre-symptomatic (symptoms are on their way). I was clearly unraveling fast. (Here's what you need to know about the difference between self-isolation and quarantine.)

A close friend of mine is a contact tracer. She held my hand during these two days (virtually, of course). She told me what to expect when the result is confirmed, including what I would be asked to do and who I would need to notify. In a nutshell, I would be asked to self-isolate from my first symptom (which I hadn't experienced yet) and those who I came into contact with for longer than 15 minutes would need to be tested and quarantine until they get their results.

And then I got this text: 'Negative. Rapid Test was Wrong.' Just like that, I was Covid-19 free. (I have no idea of the cost as it was submitted through my insurance, which I believe covers this type of testing. The family doctor does not take insurance, so while I will submit a claim, I am not hopeful.)

Two Covid-19 tests, two different diagnosis

When it comes to testing, two components are important: sensitivity and specificity.

Sensitivity tells you how often a test correctly generates a positive result for people who have the condition, while specificity measures a test's ability to correctly generate a negative result for people who don't have it. The bottom line is that point-of-care tests are not as sensitive or specific as molecular PCR tests. This is why the results must be confirmed before acting. (Here's what happened when one health writer thought she had coronavirus.)

There's more to it as well. 'Labs have better reagents,' Dr. Horovitz says. The PCR test also amplifies the genetic information of the virus (RNA), making it easier to get a more accurate result. And then there is the nature of the sample. 'The swab has to get all the way up there—that's how it's done,' he says. Put another way, these rapid tests grab whatever they can get, which may not be as fruitful as a sample that is taken from higher up in your nasal passage. 'We need to get close to where the Covid virus tends to replicate, and that is high up in the nasal passage,' Dr. Horovitz says.

The nature of the test is also a little dicey. 'Yes, there are some proteins or antigens in Covid-19, but antigens they are calling positive may not be a protein of this virus,' he explains. By contrast, the genetic code of the virus is in the RNA and that is telling, he explains. 'We all want a rapid test on the spot but we aren't there yet, 'Dr. Horovitz says.

One Day Later Meme

Why my story matters

Thinking you have Covid-19 does a number on your psyche, but thinking you are in the clear when you're not is likely worse. Yes, testing is getting better, but it is far from perfect, and unless and until we get this right, reopening society and rolling back restrictions is a dangerous game. You've been warned. (Next, learn what SARS, MERS, and Covid-19 have in common.)

The post My Covid-19 Test Was First Positive, Then Negative: Why It Matters appeared first on The Healthy.

Do you have questions about credit?

Join our live video chat every Tuesday and Thursday at 2:30 p.m. ET on Periscope. Rod Griffin, Director of Public Education at Experian, is available to answer your questions live.

Here are some of the key questions Rod addressed in today’s scope:

How long after you start paying off your debt will it take to see results? How much will your score go up?
When you start repaying debt you need to allow at least 30 days (one full billing cycle). When the payments start coming in, the balance will begin to drop, and that will help your utilization rate. When a score is calculated the next time, the reduced utilization rate will be reflected and that should help your score increase.

The amount it affects your score depends on where you are with your credit history and what your score was to begin with. If you have a really poor score, you might see a big jump relatively quickly. If you already have a good score, you may not see a significant jump.

If I paid my credit card bill ONE day late, will it reflect on my credit report?
If your payment is one day late it should not be reflected on your credit report. Thirty, 60 and 90 day late payments show up in your credit report. Late payments are not reported to the credit reporting companies until you have missed a full billing cycle (30 days).

If I paid a card that was maxed in full in one payment, is that good or bad?
The sooner you pay the balance in full the better. If you can pay it all at once, that is a good thing to do and it will help your credit scores and credit history. If it takes more than one payment, that is fine. You just need to reduce your balances.

How do you get your credit score?
A credit report and a credit score are two different things. When can get your free report through www.annualcreditreport.com, it does not include a credit score. A credit score is not part of your credit report and it is a separate process.

To get your credit score, you usually need to purchase it. You can purchase one from Experian and they are around $15. You can subscribe to credit monitoring services like Credit Tracker and get your score along with unlimited credit reports Other way to get a credit score are from your lender and some credit cards are now offering a FICO score on billing statements automatically.

Will your score increase if late payments are removed from your credit report?
Yes, payment history, and late payments in particular, have the most immediate and negative effect on credit scores. If you bring an account current, the late payments will come off your credit report. However, they won’t come off immediately because late payments stay on your report from seven years from the original delinquency date of the original debt.

Check out the scope to hear answers to all the questions asked today, and scroll down to see Rod’s responses to a few unanswered questions:

How can you get credit reports for your children to see if fraud has occurred?
If you are concerned that someone may have used your minor child’s identification information fraudulently, you can obtain a copy of your child’s credit report by sending a written request to Experian along with documentation showing that you are the child’s parent or legal guardian.

Experian will check our records to determine if there is credit record for your child. If we are unable to locate a record, we will send you a letter stating that we have no record in our files. If, in fact, your child does have a credit record, we can send you a copy, as well as place a security alert on his file that will alert creditors that someone may be trying to use their information fraudulently.

If you discover signs of fraud, you should also file a police report stating your child is a fraud victim. Having a copy of a police report available can be helpful in speeding the fraud recovery process.

Does getting married affect your credit?
Everyone has their own credit report, even after marriage so getting married does not cause your credit history to be combined with your new spouse. Each of you always will have separate credit histories. Each individual’s credit history contains only the information that is reported in their name.

When your lenders report your accounts in your new name, Experian will match it to your existing history and continue to update it, but only for the names associated with that account. But, when you apply for credit jointly, the lender will consider both of your credit histories when making its decision.

Restore To A Later Day

Scoped on: 02/11/2016